FREQUENTLY ASKED QUESTIONS
Answered For You
Below are our members’ most frequently asked questions answered for you.
Don’t see an answer you’re looking for? Contact us today and we will be happy to discuss.
What is a CERTIFIED FINANCIAL PLANNER™ professional?
- Not all financial advisors are certified planners.
- “CFP® professionals must pass the comprehensive CFP® Certification Examination, pass CFP Board’s Fitness Standards for Candidates and Professionals Eligible for Reinstatement, agree to abide by CFP Board’s Code of Ethics and Professional Responsibility and Rules of Conduct which put clients’ interests first and comply with the Financial Planning Practice Standards which spell out what clients should be able to reasonably expect from the financial planning engagement.” – CFP Board
What is the Chartered Financial Analyst (CFA) designation?
The CFA designation is the most difficult to achieve and respected financial credential in the world. The CFA designation is earned by completing three rigorous tests that focus on expertise in investment management, obtaining an appropriate work history and adhering to a code of ethics.
Do I need to live in San Diego to work with you?
You do not! We work with clients all over the country. From Massachusetts, to Texas, to here in California, we effectively work with clients in person, over the phone or through video conference.
What is this "fiduciary" term so many advisors talk about now?
How do you get paid?
We have a no-nonsense, transparent fee structure. We are independent, fee-only financial planners, which means our only compensation comes from the services we provide to you. We do not get paid any commissions, kick backs, “trails,” or any other fees other than from the fees we charge you directly.
You're a small firm, is my money safe?
When you partner with Driven Wealth Management, we utilize TD Ameritrade to hold your assets. With this model, you can rest assured you have the fraud protection from one of the biggest firms in the nation, with the individual focus of a small firm like ours.